Friday 26 September 2008

Managed your spending

Could this help?

Do we need a managed form of spending in this period of credit crunch? Everyday we are innudated with bad news about credit crunch and recession. Would a prepaid payment card help curtail our spending, help us plan and make sure we only spend within our means.

Perhaps Extreme Cred prepaid card is the answer.

Here is how it works:
Extreme Cred was launched in May 2006. Extreme Credis a prepaid payment card that offer the advantages of conventional credit and debit cards without the risks of debt and overspend.

Anyone above the age of 13 is eligible to sign up for this card. It is especially aimed at the youth market, Extreme Cred is a grown up way to handle money and pocket allowance. It eliminate the dangers of carrying cash. We all know the consequences of carrying cash, it's a temptation to spend more.

Extreme Cred is as useful for adults as it is for young people. Especially in this credit crunch situation where all of us have to be careful with our spending.

How doesExtreme Cred works?

Available to anyone over thirteen years old, teenagers and students can now spend money in the same way adult credit and debit card holders can – online, whilst travelling abroad, withdrawing at cash machines, in restaurants, bars, shops and anywhere MAESTRO cards are excepted.

The significant difference is that the money has to be paid onto the card UPFRONT either through debit or credit card transfer or in cash at Post Offices or at Paypoint contractors.

The principle is the same as known from ‘pay as you go’ mobile phones – the credit available is what has been paid onto the card.
There is no minimum amount needed to be held on the card but the maximum is £ 5000. MONEYEXPERT.COM have surveyed pre-paid credit cards and EX CRED is currently ranked as No 1. Product of its kind.

Extreme Credalso offers its cardholders special benefits such as discounts at extremepie.com, Europe’s leading online store for sport and lifestyle clothing and equipments.

It is easy to obtain a Extreme Cred. The cards are available in 4 attractive designs and can be purchased online at Extreme Cred at the costs of £ 8.95, which includes the card being personalised to the buyers name, and delivered within 10 working days.

You can find out more about this Extreme Credhere.

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